This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

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Bill Collector Negotiation Tactics

By | August 17th, 2016|Categories: Uncategorized|

Are the bill collectors calling you constantly? Are they harassing you incessantly or sending you letters? If so, here are some bill collector negotiation tactics that may come in handy. According to the Federal Trade Commission, there are certain standards and regulations bill collectors must follow when pursuing payment of debts. “The Fair Debt Collection Practices [...]

Save Money on Utilities

By | August 17th, 2016|Categories: Uncategorized|

Every month, our utility bills come in the mail like clockwork. Some months the balance is high and sometimes we catch a break. Learn here about ways to lower utility bills and save money. Check with utility companies about payment plans. When you enter into a plan, your monthly payment is calculated according to the average [...]

My Credit Card APR is Too High: Now What?

By | August 17th, 2016|Categories: Uncategorized|

Every day, it seems, we receive a credit card application in the mail offering an introductory APR that seems too good to pass up. On the other hand, the credit cards we already have may have started out with a low interest rate, but within a few months we find the rate soaring to 24% or [...]

Living Within Your Budget

By | August 17th, 2016|Categories: Uncategorized|

Do you have goals in life? If any of those goals include bettering your finances, then start by creating a budget for yourself. Budgets let people see where they are spending all of their money and allow them to make changes. When people think of a budget, they often see bars and handcuffs. No, you are [...]

What Do You Mean Talk To My Debt Collector?

By | August 17th, 2016|Categories: Uncategorized|

Before you engage in any conversation with a debt collector, it is incumbent upon you to read the Fair Debt Collection Practices Act which requires that “debt collectors treat you fairly and prohibit certain methods of debt collection”. Here are some suggestions as to what you should do in case you are in debt and receive [...]

Watch Those Interest Rates

By | August 17th, 2016|Categories: Uncategorized|

One of the problems associated with owning credit cards is that the interest rates can fluctuate. While you may receive an offer in the mail stating that the APR is at 0% for a certain period of time, it’s always a good idea to read the accompanying information that explains what the rate would be after [...]

Pay Off Your Bills on Time

By | August 17th, 2016|Categories: Uncategorized|

If you have a credit card, you may have noticed that from time to time you receive a tiny booklet delineating either rising interest rates or changes to the terms of payment. It’s important to read this information as you may find that if you do not pay off your bills on time you may incur [...]

Don’t Fall Into Relationship Debt

By | August 17th, 2016|Categories: Uncategorized|

Relationship debt is occurring more frequently than ever before. What is relationship debt? It is the means by which a woman (for example) becomes liable for the debts incurred by her ex-partner. Let’s take a closer look at how this happens. Let’s assume that you have been living with your partner for some time. Let’s also [...]

Living Beyond Your Means

By | August 17th, 2016|Categories: Uncategorized|

When our parents were young, living beyond their means would be equivalent to taking a vacation they couldn’t afford. Today, it is quite different. Taking long trips abroad, buying cars and jewelry would be considered normal for many people. We all want what we can’t have. Sure, some of us would love to retire and not [...]

Help Your Family Members Make a Budget

By | August 17th, 2016|Categories: Uncategorized|

If you have family members who are struggling financially, you can make a difference by helping them to make a budget that is reasonable and cost-effective. One of the benefits of helping family members to make a household budget is that you can be objective. You may be able to find areas where improvements can be [...]

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